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Aaron Juckett 
President 
CPA, CPC, QPA, QKA 
ESOP Partners LLC 
Phone: 920-659-6000 
Toll Free: 800-837-3112 
Direct: 920-659-6002 
Fax: 866-337-1095 
AJuckett@ESOPPartners.com
ESOPPartners.com 
OneStopESOPBlog.com 

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Latest ESOP Legislation - 112th Congress

 

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Rules and Regulations Section

The Rules and Regulations section has been updated to include the following:

  • Treasury Regulations
  • IRS Notices
  • IRS Revenue Rulings (NEW)
  • IRS Revenue Procedures (NEW)
  • IRS Announcements (NEW)
  • DOL Proposed Regulations (NEW)
  • DOL Field Assistance Bulletins
  • DOL Final Regulations

The section includes all retirement plan-related guidance from 2007 going forward. We will also include certain prior guidance from time-to-time (most likely ESOP-related guidance) and upon request.

The section contains links to rules and regulations in both .html and .pdf formats along with a summary of the rules. Due to popular demand, we will be creating information pages for many of the regulations. An information page contains a summary of the guidance, links to relevant The One-Stop ESOP Blog posts and other related links. Here are some examples of information pages:

T.D. 9302 - Prohibited Allocations of Securities in an S Corporation (IRC Section 409(p) Final Regulations)

DOL FAB 2007-01 Statutory Exemption For Investment Advice (Feb 2, 2007)

DOL FAB 2006-03 Periodic Pension Benefit Statements - PPA (Dec 20, 2006)

The Rules and Regulations section can be accessed from the main menu or by using the buttons located on the top of the right sidebar.

This section will continue to develop over time, so please continue to share your questions, suggestions, and feedback.

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2012 IRS Pension Plan Limits

401(k) Deferral Limit - $17,000

Annual Additions Limit - $50,000

Maximum Compensation Limit - $250,000

Catch-Up Contribution Limit - $5,500

Highly Compensated Employee - $115,000

ESOP 5-Year Distribution Threshold - $1,015,000

ESOP Additional Year Threshold - $200,000

2012 Pension Plan Limits

1989 - 2012 Plan Limits